Instant Personal Loan App - My Money

Instant Personal Loan App – My Money

Instant Personal Loan App – My Money


Personal Loan :- Wedding, vacation, home renovation, car makeover – you may have multiple items in your bucket-list. With minimal documentation, the app can let you avail loans up to 5 lakhs

✔️Attractive and affordable interest rates
✔️Offers better liquidity
✔️Achieve your personal financial goals easily
✔️Application is processed within minutes
✔️Zero extensive documentation
✔️Quick approval


Product Features for Personal Loan

1. Get loans ranging from INR 5,000 to INR 5,00,000
2. 100% online loan application process – Only a few documents need to be uploaded on the application.
3. Disbursal within 24 hours
4. Attractive APR ranging from 21% – 30% makes repayment easy.
5. Minimum tenure is 3 months and maximum tenure is 36 months.
6. Processing fee is 2% – 6% (Minimum ₹500 to be charged). An additional convenience fee of ₹500 will be charged.
7. Get a higher loan on successful repayment.

loan app offers instant loans against the value of your gold with minimal effort. Through this app, you can easily make appointments from the comfort of your own home or you can visit your nearest branch to pledge your gold.

the one-stop-solution for all your financial needs. Whether you seek Gold Loan, Personal loan, Business loan, and Home loan, the hassle-free process from application to the amount transfer makes it one of the most preferred choices. Plus, we also cater to your insurance and investment needs.

app that aims to empower people from all corners of the world to become their own digital bank. With Chainge’s automated financial services, users will have complete control over their wealth while enjoying 100% freedom & security.


Loan App amount and charges

1. Up to Rs 10,00,000 limit
2. Instant money transfer to bank accounts
3. No bank statement or salary slip required
4. Totally paperless process
5. Minimal documentation. No printouts required
6. Easy loan and EMI amount options
7. Instant eligibility check
8. No security deposit (collateral)


1. Indian citizen
2. Age above 18 years
3. Selected cities

Documents requirement
1. PAN Card number
2. Aadhaar Card number


Loan Amount: Rs 50,000
Tenure: 12 Months
Interest Rate: 22% (on Reducing Principal Balance interest calculation)
EMI: Rs 4680
Total Interest Payable: Rs 6,157
Processing Fees (incl. GST): Rs 1,475
Disbursed Amount: Rs 48,525

Product Details
• Loan amount: ₹ 10,000.00 – ₹ 10,00,000.00
• Loan term: 91 days (shortest, including renewal time) – 365 days (longest, including renewal time)
• APR:up to 30% and as low as 10%Short
• Transaction Fee: 0
• Service Fees: processing fee .Minimum 0%, Maximum 30%

For example: If your loan amount is ₹ 10,000, APR is 20%,service fee is 10% and the term is 91 days. on the due date, the amount payable is ₹ 11,498.6 (10,000 * 20% / 365 * 91 + 10,000 + 10,000*10%)
Use Loan app detail in India, we make it extremely easy to get a loan!

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