KreditBee Personal Loan App – Instant Loans & UPI Payments
Trusted by over 70 million (7+ crore) Indians, KreditBee offers quick and hassle-free online loans directly to your bank account. Whether you are salaried or self-employed, you can access funds anytime, anywhere. Plus, enjoy fast, secure, and reliable UPI payments at your fingertips.
Loan Details
- Loan Amount: ₹6,000 to ₹10,00,000
- Interest Rate: 12% to 28.5% per annum
- Loan Tenure: 6 to 60 months
- APR Range: 17% to 50%
- Processing Fees: Low charges
- Repayment: Easy and flexible EMIs
Key Features of KreditBee
✔ Instant Online Loans – Get approved within minutes
✔ Competitive Interest Rates – Starting from 12% p.a.
✔ Simple Application Process – Minimal documentation required
✔ Fast Disbursal – Money transferred quickly to your bank account
✔ 100% Transparency – No hidden charges
✔ Digital Loan Processing – Fully online experience
✔ Flexible EMI Options – Choose repayment as per your convenience
✔ Multi-language Support – Available in English & Hindi
✔ UPI Payments – Seamless, fast, and secure transactions
KreditBee UPI (NPCI Approved)
- Create your UPI ID easily by linking your bank account
- Send and receive money instantly
- Make payments online and offline without hassle
Why Choose KreditBee?
- Loans for Every Need: Travel, education, shopping, weddings, or medical emergencies
- Flexible Interest Rates: 12% to 28.5% p.a.
- Trusted & Secure: Works with RBI-registered NBFCs and banks
Lending Partners
KreditBee partners with trusted financial institutions, including:
- Krazybee Services Pvt. Ltd.
- PayU Finance India Pvt. Ltd.
- Oxyzo Financial Services Ltd.
- Vivriti Capital Pvt. Ltd.
- Cholamandalam Investment and Finance Company Ltd.
- Tata Capital Ltd.
- Piramal Finance Ltd.
- Mirae Asset Financial Services (India) Pvt. Ltd.
- And more
KreditBee acts as a loan facilitator connecting users with RBI-approved NBFCs and banks.
Types of Loans Offered
Personal Loan
- ₹6,000 to ₹10,00,000
- Tenure: 6 to 60 months
Business Loan
- ₹6,000 to ₹5,00,000
- Tenure: 6 to 48 months
Two-Wheeler Loan
- Up to ₹5,00,000
- Flexible repayment options
Loan Against Property
- Up to ₹1 Crore
- Tenure up to 20 years
- Lower interest rates starting from 12%
KreditBee 24K Gold
- Buy or sell 24K gold online conveniently
Example Loan Calculation
- Loan Amount: ₹1,00,000
- Tenure: 18 months
- Interest Rate: 23% p.a.
- Processing Fee: ₹4,000
- GST: ₹720
- Total Interest: ₹19,189
- EMI: ₹6,621
- Total Repayment: ₹1,19,189
- APR: 29.66%
- Disbursed Amount: ₹95,270
Eligibility Criteria
- Must be an Indian citizen
- Age 21 years or above
- Have a stable monthly income
How to Apply for a Loan
- Download the KreditBee app
- Sign up with your mobile number
- Enter PAN details and check eligibility
- Upload KYC documents
- Select loan amount and tenure
- Add bank account details
- Request loan disbursal
Contact Details
- Email: help@kreditbee.in
- Phone: 080-44292200 / 080-68534522
- Address:
4th Floor, Anjaneya Techno Park,
No. 147, HAL Old Airport Road,
Kodihalli, Bengaluru – 560008, Karnataka